Over the last few months, medical billing statements have arrived as a result of my recent surgery last June. Adding up the charges, it seemed I would end up paying about $400 for the surgery out-of-pocket. I was pretty satisfied, as the surgery was the first fertility "treatment" which my insurance would participate in paying.
Yesterday, I picked up my mail only to find a "love letter" from Clovis Community Hospital. Seems I will actually be paying about $2500 out-of-pocket for the surgery.
Now, I have been told by some people that "money is no object - we would pay whatever we needed to have a child". This is all very noble and good, but until you have been in my position, you have no idea what it is like when the only thing preventing you from reaching for your dream is money.
What started out as a desperate attempt to find out the reason I have not been able to conceive a child has now turned into the most expensive fertility "treatment" I have paid (am paying) for thus far.
Even though I would like to tell myself that the surgery was a mistake, I know that if it had turned out differently, I would have called it the best decision I could have made.
It's all a gamble. This is just the game we pay when we are lucky enough to not only be "infertile", but have health insurance that doesn't see that as a problem worth paying for. Along with the heartbreak of infertility, we get to be slapped in the face on a regular basis by the reality that all this costs money.
When will I be able to pursue agressive fertility treatments? Well, I refuse to miss out on parenthood over something as futile as money. This unexpected bump will not be a road block. It has slowed us down, but will not crush us. It will take some time, but Clovis Community Hospital will get their money. And then we'll move on from there...